HRSB Partners with HealthView Services to Offer a New Retirement Health Care Assessment Tool
Traditionally, health care costs in retirement have been difficult to calculate, but HealthView Services (HVS) has created the first web-based software that utilizes actuarial data to integrate projected health care costs into the retirement planning process. HR Solutions & Brokerage (HRSB) announced a new partnership with HVS and will be offering this health care cost assessment tool.
- Denver, CO (1888PressRelease) January 21, 2012 - HR Solutions & Brokerage (HRSB) announced a new partnership with HealthView Services (HVS) of Danvers, Massachusetts. HVS has created the first web-based software that utilizes actuarial data to integrate projected health care costs into the retirement planning process.
The approach is revolutionary, as it calculates out-of-pocket health care expenses while creating a system of income distribution, providing a customized solution to address the primary concern of retirees: having enough accumulated savings to cover basic needs throughout retirement. Managing Principal of HRSB Michael Gerali states, "I've worked in the retirement planning arena for over 20 years and have not seen a better health care cost assessment tool."
The cost of retirement health care has been difficult to calculate and thus difficult to create an appropriate plan to fund such costs. Most people believe that Medicare covers the majority of retirement health care costs but the reality is that Medicare currently only covers about 64 percent of the expenses associated with retirement health care services.* "It is difficult to offer a secure solution without a dependable method of determining what retirement costs are, especially with the exorbitant prices of health care", says Gerali.
HRSB and a division, Guaranteed-Life-Income.com, will be providing the reports to their corporate and individual clients to assist them in creating effective plans to deal with retirement health care costs. An example of the reports can be found on their website at www.HRSBenefits.com or www.Guaranteed-Life-Income.com. For more information on how you or your organization can access a personalized retirement health care report please contact Michael Gerali at 303-308-8181 or mgerali ( @ ) hrsolve dot com dot
About HR Solutions & Brokerage, LLC. (HRSB)
HRSB, based in Lakewood Colorado, is an insurance consulting firm founded in 2000. Its founders have over 40 years of combined experience in the insurance and employee benefits arena. The company is focused on providing guaranteed life income retirement solutions to individuals, corporations and governments along with a full range of employee benefits offerings including, health insurance, disability insurance, long term care insurance, life insurance, and annuities.
About Healthview Services
HVS, based in Danvers Massachusetts, was founded in 2008 by a team of experienced executives who identified a serious deficiency in financial planning in relation to retirement planning. In order to fill this void, HVS founders employed a group of expert physicians, experienced actuaries, and health care industry programmers to develop the HVS RetireMark Planning System. HVS is one of the only firms in the country that builds solutions for both the health care and financial services industries to address out-of-pocket retirement health care costs. For more information, visit www.hvsfinancial.com.
*Fronstin, Paul. "Funding Savings Needed for Health Expenses for Persons Eligible for Medicare| EBRI." Employee Benefit Research Institute | EBRI. December 2010