Zevuloni & Associates Public Adjusters Helping Hurricane Irene Victims With Insurance Claims
Zevuloni & Associates Public Adjusters on the scene of Hurricane Irene aftermath, helping business and homeowners.
- Fort Lauderdale, FL (1888PressRelease) September 09, 2011 - Following the destructive aftermath of Hurricane Irene, a team of licensed and bonded Public Adjusters from Zevuloni & Associates has been mobilized to help residents of Connecticut, North Carolina and Maryland with their insurance claims.
Property owners who have storm damage and plan to file an insurance claim are advised to call 877.ZEVULONI (938.8566) or visit http://www.IrenePropertyClaims.com prior to filing their claim. Public Adjusters at Zevuloni & Associates are licensed to provide assistance to policy holders in the states of FL, TX, GA, SC, NC, MD, CT, and RI.
"The key to a successful recovery of a property insurance claim is knowing the exact source of damage, its structural implications to the building and understanding your policy. This is why we are here. We speak the same language as the insurance companies but we work for you" said Joseph Zevuloni, President of Zevuloni & Associates.
"One of my clients reported a claim to their insurer. The insurer representative asked the Policyholder to describe the damage caused by Irene. When reporting the damage, the Policy holder stated that rain water had entered the building and caused damage to the building and the inventory. In a simple world this would sound completely truthful and accurate; however, the insurance industry is not "simple" by any means.
This simple statement made by the insured, who in this case is not qualified to provide the technicality of the water intrusion, could cause the insurer to deny the loss based on "wind driven rain exclusion" in fact the insurer advised the policyholder that this type of loss will not be covered. After inspecting the roof of this Policyholder I noticed many punctures caused by flying debris and shingles. The HVAC unit located on the roof partially collapsed and as such created a large opening to the roof. Although a "simple" way of thinking would describe the rain water as being "wind driven" in this claim this is not the case. An "opening" created by the wind triggers the coverage for the loss. In most cases, the insurer will not offer you, the unsuspecting insured, and this information and simply deny the loss based on your statement. I strongly recommend to the Policy Holder to consult with a licensed and experienced Public Adjuster before you present your claim" zealously advised Mr. Zevuloni.
A Public Adjuster serves an important role in the property damage claim and recovery process. Unlike claims adjusters who work for the insurance company, Public Adjusters are hired by and work solely for the policyholder who may elect to have them assess the damage, submit insurance claims and negotiate a settlement in their best interests. Often Public Adjusters are brought in when a policyholder does not feel they are being adequately compensated under their existing insurance policy or whose claim has been denied by the insurance company.
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