Capstone Direct Mortgage Financing Announces 15-Minute Mortgage Approval Process

Top Quote California-based lender institution launches Capstone Quick so buyers improve chances of getting their offer accepted with shorter contingency periods; on-the-spot approval possible via mobile apps and SMS. End Quote
  • (1888PressRelease) June 16, 2017 - Thousand Oaks, CA – Capstone Direct Mortgage Financing, an equal housing lender financial institution based in Thousand Oaks, California, has announced the launch of its new 15-minute mortgage approval process, dubbed Capstone Quick. This system not only allows prospective buyers to get approved in 15 minutes, it also allows improved chances of getting buyers’ offers accepted with shorter contingency periods, with Capstone Direct representatives saying it is possible to do a seven-day loan and appraisal contingency on all loans pre-approved with the company.

    Further, Capstone Quick has been designed to help homebuyers get approved on the spot via mobile apps and SMS – with this, say Capstone Direct reps, prospective buyers could view a home and get pre-approved before they even leave the site.

    “How does a prospective home buyer choose the lender that’s perfectly right for them? Experience is essential, and we boast a great deal of that being the company for mortgage Thousand Oaks has been waiting for,” says Michael Wise, founder and CEO of Capstone Direct Mortgage Financing. “Equally important to us is the emphasis we place on personalized service – when it comes to working together toward one of the largest purchases in a person’s life, we take the time to listen to all our clients, making a commitment to help them find the right financing options for their unique situation.

    “Our Capstone Quick solution is yet another example of this steadfast commitment, ensuring prospective buyers that they can count on us to provide some of the best rates around.”

    Through a myriad of financial services, Capstone Direct Mortgage Financing appeals to those individuals buying a home, interested in lowering their mortgage payments and attempting to eliminate expense. According to experts like Wise, refinancing one’s home could easily save thousands upon thousands of dollars in the coming years, with Capstone Direct representatives pointing out that whenever interest rates are lower than the rate being currently paid, it’s in a person’s best interest to refinance.

    “Even if one has refinanced, there still might be thousands of dollars more in savings to take advantage of,” adds Brian Farwell, director of Project Management at Capstone Direct Mortgage Financing. “As the institution for mortgage Thousand Oaks has always wanted, we offer no-cost refinancing options to make this process much more financially feasible for clients.”

    The top five reasons to refinance a mortgage, say Capstone Direct staff, begin with paying less over the course of the mortgage and extends to acquiring cash to pay off other debts or to bolster other investments, reducing time left remaining on the mortgage through one of the company’s fixed-rate options (10, 15, 20, 25 or 30 years), switching the adjustable rate to a fixed one to make it far less of a hassle to plan into the future and extending the term of the mortgage in order to lower monthly payments and gain financial flexibility.

    “When prospective clients believe it’s time to begin applying for a mortgage, all they have to do is contact us and we can get the process started right away,” concludes Wise. “Current interest rates are bound to change, so there’s no need to wait any longer.”

    Capstone Direct Mortgage Financing is located at 3285 Old Conejo Road in Thousand Oaks and can be reached by calling (800) 700-8800. For more information visit

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