PayCards: Payroll Debit Cards Assist Companies Immediately With Increasing Retained Earnings and Being Environmentally Friendly

Think Capital Advisors (www.thinkcapitaladvisors.com)offers a simple, cost-effective alternative to paper checks for distributing funds to both banked and unbanked employees. Paying employees with a Think Capital PayCard (aka Employee Debit Card ) provides the convenience and flexibility of electronic payroll in a secure, card-based solution. End Quote

Increase retained earnings with a payroll paycard while simultaneously offering your employees benefits.

(1888PressRelease) April 23, 2010 - Companies can experience the savings of a paperless payroll system with Think Capital's (http://www.thinkcapitaladvisors.com) new payroll paycard.

Think Capital Advisors offers a simple, cost-effective alternative to paper checks for distributing funds to both banked and unbanked employees. Paying employees with a Think Capital PayCard (aka Employee Debit Card or Payroll PayCard) provides the convenience and flexibility of electronic payroll in a secure, card-based solution - without the need for the cardholder to have a bank account. All employees qualify, regardless of credit history.

Employers can extend electronic payments to employees who don't qualify for direct deposit with a Think Capital PayCard (aka Payroll Debit Card). A Think Capital Payroll Debit Card, or PayCard, works for unbanked workers, temps, seasonal workers, and geographically dispersed employees.

The Think Capital Payroll PayCard, or Employee Debit Card, is Ideal for payroll and the following services: expense reimbursement, termination pay, emergency funds, per diems, and settlements.

How the Think Capital Advisors Payroll PayCard works: Thinks' PayCard serves as a virtual account for employees, providing the conveniences of a bankcard - without requiring a bank account beforehand, and all employees qualify.
• Employers transfer payroll funds normally -- just like direct deposit
• Think Capital Advisors and partners load funds to each employee's paycard in real time for immediate use.
• Employees use their Think Capital payroll paycard to access funds -- at one of the largest ATM networks or pins based sales transaction -- or write a check against the balance.

Employers enjoy the convenient, secure payments for employees with the Think Capital PayCard.

PayCards provide significant advantages for employees versus paper checks.

• Flexible access to funds. The Think Capital PayCard is accepted worldwide at point-of-sale locations and ATM locations
• More secure and economical than check cashing services
• PIN-based security with logo card
• Free, secure online access to account information
• Cardholder Packets and Customer Service are available in English and Spanish
• Simpler, less expensive processing for employers

PayCards reduce the expense of paper-check production, distribution and reconciliation.

• Eliminate lost checks and check fraud
• Funds transferred instantly and securely
• Immediate distribution of expense reimbursements and termination pay
• Easier, more efficient employee time management solutions

A Payroll PayCard is an effective way to increase efficiencies in the following areas for companies: time, energy, and money. Money, time, and paper-employers save it all with a payroll paycard otherwise known as an employee debit card.

http://www.thinkcapitaladvisors.com

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