(1888PressRelease)
May 11, 2007 - At Merchant Advisors, we know how difficult it can be for small businesses to get the working capital they need, when they need it the most. We understand that one of the primary reasons that small businesses fail is a lack of access to working capital when unexpected cash flow problems arise. That is why Merchant Advisors is dedicated to working with small business owners to solve their working capital cash flow issues quickly.
Most business owners believe that a bank or SBA loan is the only way that they can get the working capital they need. But, banks and SBA loans are often not viable solutions for small businesses experiencing a cash flow crunch. These types of traditional business loans typically require lengthy application processes and often require collateral guarantees that are not realistic for small business owners. To make matters worse, it is becoming increasingly difficult to get approved for a traditional business loan through a bank and most business are turned down before their application is even completed.
Merchant Advisors offers a different type of solution, designed specifically to meet the particular funding needs of small businesses when they need it most. Our business funding experts understand the circumstances of small business owners who need immediate cash flow assistance, and our professional staff is trained to work with small business owners to identify the best possible funding solution for each individual situation.
Unlike traditional business loans or other cash advance providers, the funding options available through Merchant Advisors are exclusively structured to meet the immediate working capital needs of small businesses. And, these funds can be used for any business purpose. For example, small business owners can use funds obtained through the Merchant Advisors cash advance program purchase additional inventory, make payroll, or to cover any unforeseen expenses that may arise.
Merchant Advisors is able to help small businesses that have been in operation for as little as one year. The confidential application is process is fast and easy, and approval decisions can be expected within one business day. As long as you have been in business for over one year, and your credit card receipts total over $1500 per month, Merchant Advisors can help you. With a 95 percent approval rate, your business is almost guaranteed the help it needs. Regardless of the amount of working capital your business needs, Merchant Advisors innovative business cash advance funding options are a flexible, realistic, and affordable solution for small businesses that need working capital now.
Merchant Advisors is able to make business cash advances to small businesses based solely on their monthly credit card sales. Depending on this monthly sales volume, cash advances may be approved for any amount up to $1 million dollars. Due to the sometimes unpredictable nature of business, Merchant Advisors offers easy repayment options, with monthly payments being calculated based on a percentage of your future credit card or check sales. This repayment solution protects the cash flow of your business in the event of a downturn, because your business isn’t locked in to a specific monthly payment amount.
Additionally, Merchant Advisors does not charge closing costs or application fees. Because business funding obtained through Merchant Advisors is tied to future sales, there is no personal liability or collateral requirement for approval. Upon approval, funds are made available to clients usually within three business days. There is no easier or more convenient solution than Merchant Advisors for solving immediate small business working capital needs.
When you work with Merchant Advisors, you can expect high quality, individual service from professional and caring advisors, who are experts in the field of small business funding. The Merchant Advisors team understands the unique stresses of running a small business, particularly during times that cash flow is less than ideal. Our goal is to make the process of getting the funding you need go smoothly and quickly, so that you can get back to being focused on making your business a successful one.
Merchant Advisors identifies with the working capital concerns of small business owners, and our small business funding options are designed specifically to meet their needs. By specializing in small business funding, Merchant Advisors is able to provide a unique solution that helps small businesses obtain the funds they need to continue operating smoothly when unanticipated problems arise. As a small business owner, you know that it is difficult, if not impossible, to stay in business when you don’t have enough money to cover your cost or expansion issues. Merchant Advisors is dedicated to making sure that small businesses have access to the small business funding they need, not only to stay in business, but also to grow and thrive.
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