(1888PressRelease)
May 30, 2008 - Those who are not deemed insurable need to contact a local licensed health care insurance broker who can offer other options. One of the options that might be worth considering is small group medical insurance. There are certain requirements that must be met before this insurance kicks in, but it may provide the health care coverage otherwise denied.
To take advantage of small group health insurance, the individual who was denied coverage must own a business (with an employee or partner) that employs at least one worker full time and is incorporated.
In order to proceed with an application for small group insurance, the person applying must produce proof of the company incorporation by providing the original stamped copy of the articles of incorporation. They must also prove that there is work for the employee(s) by handing over the quarterly wage reports.
Companies seeking to qualify for small group health care insurance must have a 75 percent participation rate by their employees, and employees who do take part in the insurance plan must not have health care insurance someplace else. If the company owner has health care insurance someplace else, this is a different issue. Speak to your local health care insurance agent.
Those in business on their own must also have been operating the business for at least one half of one quarter of the year. This prevents consumers who lose their insurance from simply starting a business solely for the purposes of acquiring insurance quickly. There are various methods of working around the issue of not being able to get health care insurance, but you need to work with a local, licensed insurance broker to push through the red tape.
As a licensed health insurance agency, Mattsinsurance4ca.com can help health insurance shoppers get an Anthem Blue Cross policy if eligible or find another carrier that may best fit their needs.
To learn more visit http://www.mattsinsurance4ca.com
###
